Please note that the icons represent years of dedication to CLTC.




Mr. Lance Kroesch, CLTC, FIC
2955 Dawn Dr, Ste CGeorgetown, TX. 78628
Company: Thrivent
Phone: 512-686-1542
Email: lance.kroesch@thrivent.com

Ms. Erica Kroll, CLTC
777 E Wisconsin AveMilwaukee, WI. 53202
Company: RW Baird & Company
Phone: 414-298-2499
Email: ekroll@rwbaird.com

Ms. Bernadette Krueger, CLTC
400 Meridian CtrRochester, NY. 14618
Company: MetLife
Phone: (585)241-5211
Email: bkrueger@metlife.com
Gary Krueger, CLTC
1101 Riverside BlvdNorfolk, NE. 68701
Phone: 402-371-2820
Email: austin.krueger@thrivent.com


Mr. Mark Kruman, CLTC
1224 General Washington Memorial BlvdWashington Crossing, PA. 18977
Company: Prudential
Phone: (215)369-1554
Email: steven.kruman@prudential.com


Mr. Joshua Krutoy, CLTC
6849 Old Dominion Dr., Ste. 400McLean, VA. 22101
Company: Northwestern Mutual
Phone: (703) 848-9300
Email: joshua.krutoy@nmfn.com
Email: joshua.krutoy@nm.com

Mr. Mathew Kryder, CLTC
377 Oak Street, Suite 404Garden City, NY. 11530
Company: NMFN
Phone: 516-419-4266
Email: mkryder@jpins.com
Lily Ku, CLTC
3902 Main St. 2FFlushing, NY. 11354
Company: New York Life Insurance Company
Phone: 917-577-7500
Email: lku@newyorklife.com


Mr. Joseph Kubera, CLTC
1687 East Ash DrAvon, OH. 44011
Company: JLSmith Associates
Phone: (216)509-7191
Email: joekubera@sbcglobal.net


Ms. Linda Kubit, CLTC
35 Court StreetFreehold, NJ. O7728
Company: Long Term Care Resources
Phone: 732-845-1929
Email: lkubit@optonline.net
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Disclaimer: This information is used only to verify an individual’s certification status with the Certification for Long-Term Care and is not meant as an endorsement. CLTC encourages the public to avail itself of additional resources such as FINRA Broker Check (brokercheck.finra.org), the IIROC website (www.iiroc.ca) or most state insurance offices have an area on their website where you can check the license status of your agent, and some will also allow you to check if there are any complaints.