Please note that the icons represent years of dedication to CLTC.



Daniel Santos
CLTC
739 Toms Creek RoadCary, NC. 27519
Phone: 413-519-0991
Email: dsantos@massmutual.com
Daniel Santos Jr
CLTC
9308 Shelbyville Rd Ste 1250Louisville, KY. 40222
Company: New York Life
Phone: 502-327-8589
Email: dsantos@ft.newyorklife.com

Mr. Octavio Santos Jr.
CLTC
11358 SW 243rd TerHomestead, FL. 33032
Company: Thrivent
Phone: 305-310-5904
Email: octavio.santos58@yahoo.com

Ms. Ann Sapelli
CLTC
11440 North Jog RoadPalm Beach Gardens , FL. 33418
Phone: 413-525-2298
Email: asapelli@moneyconcepts.com

Mr Mark Saper
CLTC
3701 w 119th terrLeawood, KS. 66209
Company: Mass Mutual
Phone: 913-515-8319
Email: msaper1@gmail.com


Ms. Aviva Sapers
CLTC, ChFC,CLU
275 Washington Street, Suite 205Newton, MA. 02458
Company: Sapers & Wallack
Phone: 617-225-2600


Aviva Sapers
CLTC
275 Washington Street, Suite 205Newton, MA. 2458
Company: Sapers & Wallack
Phone: (617)225-2600

Mr. Donley Sargent
CLTC
124 Walnut Tree LoopGeorgetown, TX. 78633
Company: New Your Life Insurance Company
Phone: 512-763-8707
Email: dcsargent@aol.com
Email: dcsargent@ft.newyorklife.com


Ms. Suzanne Sargent
CLTC, LUTCF
20417 Bargene WayGermantown, MD. 20874
Company: BSI
Phone: 301 916-1012
Email: ssargent@bsibroker.com


Mr. Ronald Sarno Sr.
CLTC
4 Peacock LaneJackson, NJ. 08527
Company: Sarno & Associates Inc.
Phone: 732-833-8889
Email: sarno-inc@optonline.net
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Disclaimer: This information is used only to verify an individual’s certification status with the Certification for Long-Term Care and is not meant as an endorsement. CLTC encourages the public to avail itself of additional resources such as FINRA Broker Check (brokercheck.finra.org), the IIROC website (www.iiroc.ca) or most state insurance offices have an area on their website where you can check the license status of your agent, and some will also allow you to check if there are any complaints.