Please note that the icons represent years of dedication to CLTC:
5+ years.
10+ years.
Lifetime Members
You may also see these special ribbons:
CLTC Accelerator Program
Author/Podcaster

Eric Andrew Luber
CLTC
208 N. 5th Street
Norfolk, NE 68701
Company: Ameriprise Norfolk, NE 68701
Phone: 402-371-1074
Email: eric.a.luber@ampf.com

Michael Lucas
CLTC
3500 John F Kennedy Parkway Suite 300
Fort Collins, CO 80525
Company: Sigma FinancialFort Collins, CO 80525
Phone: 970-430-7783
Email: mlucas@sigmarep.com
Viola Lucero
CLTC
2057 S Falcon DR
Gilbert, AZ 85295
Company: 85224Gilbert, AZ 85295
Phone: 480-262-2324
Email: riseupbenefitsgroup@gmail.com
Email: viola@riseupbenefitsgroup.com

Mr. Salvatore Lucia
CLTC
41 Springview Lane
Hopewell Junction, NY 12533
Company: New York Life Hopewell Junction, NY 12533
Phone: 914-253-7041
Email: slucia@ft.newyorklife.com
Joseph Lucien
CLTC
3 Burns Ln
Massapequa, NY 11758
Company: Janney Montgomery ScottMassapequa, NY 11758
Phone: 516-535-3435
Email: josluci1@janney.com

Ms. Judith Luddy
CLTC ChFC,CLU
330 Whitney Avenue, Suite 600
Holyoke, MA 01040
Company: Charter OakHolyoke, MA 01040
Phone: 413-539-2367
Email: jluddy@charteroakfinancial.com

Ms. Donna Ludewig
CLTC ChFC,CLU,CPCU
1350 Timberlake Manor Parkway
Chesterfield, MO 63017
Company: MetLifeChesterfield, MO 63017
Phone: (636)536-3331
Email: dludewig@metlife.com

Dennis Ludwig
CLTC
775 W. Mt. Vernon Rd
Mount Vernon, IA 52314
Company: Educated Financial ServicesMount Vernon, IA 52314
Phone: 319-895-6791
Email: dennisl@efsadvisors.com

Ms. Sandra Ludwig
CLTC
139 Dutchtown Road
Frankfort, NY 13340
Company: M. Griffith Investment Services, Inc.Frankfort, NY 13340
Phone: 315-738-4571
Email: sludwig@mgriffithinc.com
Herman Luette
CLTC
15017 Pizarro Court
Little Elm, TX 75068
Company: IndependentLittle Elm, TX 75068
Phone: 469-355-5217
Email: herman@luettefs.com
Website: www.luettefs.com
Disclaimer: This information is used only to verify an individual’s certification status with the Certification for Long-Term Care and is not meant as an endorsement. CLTC encourages the public to avail itself of additional resources such as FINRA Broker Check (brokercheck.finra.org), the IIROC website (www.iiroc.ca) or most state insurance offices have an area on their website where you can check the license status of your agent, and some will also allow you to check if there are any complaints.




