Please note that the icons represent years of dedication to CLTC:
![Silver Emblem](/content/cltc/images/emblem_silver_sm.png)
![Gold Emblem](/content/cltc/images/emblem_gold_sm.png)
![Lifetime Emblem](/content/cltc/images/emblem_blue_sm.png)
You may also see these special ribbons:
![Accelerator Emblem](/content/cltc/images/emblem_accelerator_sm.png)
![Author/Podcaster Emblem](/content/cltc/images/emblem_authorpodcast_sm.png)
![Lifetime member Lifetime Emblem](/content/cltc/images/emblem_blue_sm.png)
![Certified for 10+ years Gold Emblem](/content/cltc/images/emblem_gold_sm.png)
Ms. Lisa Krawczyk
CLTC
90 Thornbush RoadWethersfield, CT. 06109
Company: Senior Insurance Services
Phone: 860-529-0656
Email: lakrawczyk@snet.net
Jennifer Kreeb
CLTC
1745 John F Kennedy RdDubuque, IA. 52002
Company: Thrivent Financial
Phone: 563-239-2533
Email: jennifer.kreeb@thrivent.com
![Certified for 5+ years Silver Emblem](/content/cltc/images/emblem_silver_sm.png)
Ms. Pam Krejce
CLTC
15706 Hannover PathApple Valley, MN. 55124
Phone: 952-594-2454
Email: pkrejce@wealthenhancement.com
![Certified for 10+ years Gold Emblem](/content/cltc/images/emblem_gold_sm.png)
Mr. Vincent Raymond Kremer
CLTC
1002 Adair AveValencia, PA. 16059
Company: Thrivent
Phone: 814-602-9152
Email: vince.kremer@thrivent.com
![Certified for 10+ years Gold Emblem](/content/cltc/images/emblem_gold_sm.png)
Ms. Melissa Kremers
CLTC
3093 Eager RdJamesville, NY. 13078
Company: Northwestern Mutual
Phone: 585-248-4758
Email: melissa.kremers@nm.com
Nick Krenz
CLTC
1881 9th St. Suite 302Boulder, CO. 80302
Company: Ameriprise Financial
Phone: 720-406-7351
Email: nick.krenz@ampf.com
![Certified for 10+ years Gold Emblem](/content/cltc/images/emblem_gold_sm.png)
Mr. Scot A Kretzschmar
CLTC
21445 Palomino DrPrior Lake, MN. 55372
Company: Thrivent
Phone: 612-306-3401
Email: scot.kretzschmar@thrivent.com
Email: scot.thrivent@gmail.com
![Certified for 5+ years Silver Emblem](/content/cltc/images/emblem_silver_sm.png)
Clayton Krickbaum
CLTC
6522 Edmonton AvenueSan Diego, CA. 92122
Phone: 858-699-8278
Email: clayton.krickbaum@oneamerica.com
![Certified for 10+ years Gold Emblem](/content/cltc/images/emblem_gold_sm.png)
Mr. Mike Krikorian
CLTC
8484 Westpark Dr. Suite 700Mclean, VA. 22102
Company: Northwestern Mutual
Phone: 703-568-8330
Email: Mike.krikorian@nm.com
Email: Alice.krikorian@nm.com
![Certified for 10+ years Gold Emblem](/content/cltc/images/emblem_gold_sm.png)
Ms. Joyce Krinsky
CLTC
3940 Silver Springs RdCumming, GA. 30041
Company: Valic
Phone: 770-715-7508
Email: joyce.krinsky27@gmail.com
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Disclaimer: This information is used only to verify an individual’s certification status with the Certification for Long-Term Care and is not meant as an endorsement. CLTC encourages the public to avail itself of additional resources such as FINRA Broker Check (brokercheck.finra.org), the IIROC website (www.iiroc.ca) or most state insurance offices have an area on their website where you can check the license status of your agent, and some will also allow you to check if there are any complaints.