Please note that the icons represent years of dedication to CLTC:
5+ years.
10+ years.
Lifetime Members
You may also see these special ribbons:
CLTC Accelerator Program
Author/Podcaster
Iris C Kozak
CLTC
141 4 skye terrace
Delray Beach, FL 33446
Phone: 561-218-9918Delray Beach, FL 33446
Email: ikozak@ft.newyorklife.com
Diane Kraft-Dziedzic
CLTC
2004 Annies Way
Vienna, VA 22182
Company: Morgan StanleyVienna, VA 22182
Phone: 703-517-5650
Email: diane.kraft-dziedzic@morganstanley.com
Email: dziedzic.dianelk@gmail.com
Mr. Bradley Kraines
CLTC
6320 Canoga Ave 900
Woodland HIlls , CA 91367
Company: New York LifeWoodland HIlls , CA 91367
Phone: 818-294-4699
Email: bakraines@ft.newyorklife.com
Stephen KRAKOWER
CLTC
60 Railroad Place - Suite 405
SARATOGA SPRINGS, NY 12866
Company: Janney Montgomery Scott LLCSARATOGA SPRINGS, NY 12866
Phone: 1-518-583-5657
Email: SKRAKOWER@JANNEY.COM
Mr. Alan Kramer
CLTC
6 auer ct
East Brunswick, NJ 08816
Company: New Your Life Insurance CompanyEast Brunswick, NJ 08816
Phone: 732-967-1700
Email: ajkramer@ft.newyorklife.com
Mr. Seth Krasne
CLTC LUTCF
1 S. Church Ave #2200
Tucson, AZ 85701
Phone: 520-620-5314Tucson, AZ 85701
Email: skrasne@ft.newyorklife.com
Mr. David Scott Kratz
CLTC
2031 N. Broad Street, Suite 135
Lansdale, PA 19446
Company: ThriventLansdale, PA 19446
Phone: (215)362-3801
Email: david.kratz@thrivent.com
Ms. Donna Kratzenberg
CLTC CLU,LUTCF
600 French Rd
New Hartford, NY 13413
Company: Prudential New Hartford, NY 13413
Email: donna.kratzenberg@prudential.com
Mr. Michael Kratzer
CLTC
19265 W Capitol Dr #200
Brookfield, WI 53045
Company: MF Financial Group, IncBrookfield, WI 53045
Phone: 262-789-0450
Email: mike@mkfgwis.com
Natalie Kratzer
CLTC
20 W Main Street
Hummelstown, PA 17036
Company: Thrivent Financial for LutheransHummelstown, PA 17036
Phone: 717-756-5407
Email: natalie.kratzer@gmail.com
Email: natalie.kratzer@thrivent.com
Disclaimer: This information is used only to verify an individual’s certification status with the Certification for Long-Term Care and is not meant as an endorsement. CLTC encourages the public to avail itself of additional resources such as FINRA Broker Check (brokercheck.finra.org), the IIROC website (www.iiroc.ca) or most state insurance offices have an area on their website where you can check the license status of your agent, and some will also allow you to check if there are any complaints.
