Please note that the icons represent years of dedication to CLTC:
5+ years.
10+ years.
Lifetime Members
You may also see these special ribbons:
CLTC Accelerator Program
Author/Podcaster

Mr. Adam Cline
CLTC LUTCF
200 Broadhollow Rd., Ste 405
Melville, NY 11747
Company: Forest Hills Financial GroupMelville, NY 11747
Phone: 631-393-5175
Email: acline@fhfg.com

Daphne Cline-Boyle
CLTC
1850 Mt Diablo Blvd #430
Walnut Creek, CA 94596
Company: Sitzmann Morris Boyle Insurance Agency LLCWalnut Creek, CA 94596
Phone: 925-262-3657
Email: Daphne@morrisboyle.com

Ms. Sarah Frances Clish
CLTC
2264 Bailey Avenue
San Jose, CA 95128
Company: Ameriprise FinancialSan Jose, CA 95128
Phone: 408-963-2288
Email: sarah.f.clish@ampf.com

Mr. Jeffrey Cloer
CLTC LUTCF
PO Box 999
Franklin, NC 28744
Company: Wayah Insurance GroupFranklin, NC 28744
Phone: 828-524-4442
Email: cloer@wayah.com

Mr. Kris Cloyd
CLTC
334 Boston Turnpike
Shrewsbury, MA 1545
Company: Cloyd Financial PlanningShrewsbury, MA 1545
Phone: (508)775-5000
Email: cloyd@cloydfinancialplanning.com

Mr. Russell Clune
CLTC
11303 Rolling Hills Dr
Dublin, CA 94568
Company: Benefit Bank DistributorsDublin, CA 94568
Phone: 925-383-5548
Email: RRJQC@mac.com

Celeste Cobb
CLTC
10 Tunxis Trail
Redding, CT 06896-2508
Company: IndependentRedding, CT 06896-2508
Phone: 1-203-938-7481
Email: Celeste@imsolutions1.com
Email: celeste@ltc-cltc.com

Mr. David Cobb
CLTC ChFC,CLU,LUTCF
6011 West River Drive NE
Belmont, MI 49306
Company: Innovative Benefit ServicesBelmont, MI 49306
Phone: 616-293-3333
Email: dcobb@ibsmi.com

Mr. Richard Cobbs
CLTC
P O Box 96
Blackstone, VA 23824
Company: Richard W. Cobbs, Inc.Blackstone, VA 23824
Phone: 434-292-3880
Email: rcobbsltc@gmail.com

Denise Cochran
CLTC
PO Box 6008
Indianapolis, IN 46206
Company: OneAmericaIndianapolis, IN 46206
Phone: 317-285-4190
Email: denise.cochran@oneamerica.com
Disclaimer: This information is used only to verify an individual’s certification status with the Certification for Long-Term Care and is not meant as an endorsement. CLTC encourages the public to avail itself of additional resources such as FINRA Broker Check (brokercheck.finra.org), the IIROC website (www.iiroc.ca) or most state insurance offices have an area on their website where you can check the license status of your agent, and some will also allow you to check if there are any complaints.




