Please note that the icons represent years of dedication to CLTC:
5+ years
10+ years
Lifetime Members
You may also see these special ribbons:
CLTC Accelerator Program
Author/Podcaster

Mr. Joseph Seoane
CLTC CLU
1089 Woodridge Rd.
Waxahachie, TX 75165
Company: Prudential Waxahachie, TX 75165
Phone: 985-788-9511
Email: joey.seoane@prudential.com

Michael Sepkowski
CLTC
44 S Broadway, Ste 1801
White Plains, NY 10601
Company: New York Life Insurance CompanyWhite Plains, NY 10601
Phone: 914-253-7259
Email: msepkowski@ft.newyorklife.com

Carl Serafino
CLTC
245 Park Ave. Suite 1800
New York, NY 10167
Company: NemecNew York, NY 10167
Phone: (212)819-1800

Mr. Carl Serafino
CLTC
245 Park Ave. Suite 1800
New York, NY 10167
Company: NemecNew York, NY 10167
Phone: 212-819-1800

Mr. Howard Serber
CLTC
205 Webster Drive
Wayne, NJ 07470
Company: AMPFWayne, NJ 07470
Phone: 973-633-1551
Email: hserber@gmail.com
Email: hserber@optonline.net

Mr. Steven Serotte
CLTC
One California Street, Suite 200
San Francisco, CA 94111
Company: Lenox AdvisorsSan Francisco, CA 94111
Phone: 415-486-2181
Email: srserotte@lenoxadvisors.com

Mr. Andrew Serzan
CLTC
21 Commerce Drive, Suite 301
Cranford , NJ 07016
Company: OneTeam Financial, LLCCranford , NJ 07016
Phone: 908-653-7244
Email: drew@oneteamfinancial.com

Philip Sessoms
CLTC
25216 LOTUS POND PLACE
Aldie, VA 20105
Phone: 703-973-1087Aldie, VA 20105
Email: philip.sessoms@adviserfocus.com
Justin Seuferer
CLTC
2035 Pecan Springs
New Braunfels, TX 78130
Company: New York Life Insurance CompanyNew Braunfels, TX 78130
Phone: 830-360-0315
Email: jaseuferer@ft.newyorklife.com
Email: justinseuferer01@gmail.com
Brian Sexton
CLTC
8 Abbey Lane
East Setauket, NY 11733
Company: AllstateEast Setauket, NY 11733
Phone: 516-637-4924
Email: brian.william.sexton@gmail.com
Email: briansexton@allstate.com
Disclaimer: This information is used only to verify an individual’s certification status with the Certification for Long-Term Care and is not meant as an endorsement. CLTC encourages the public to avail itself of additional resources such as FINRA Broker Check (brokercheck.finra.org), the IIROC website (www.iiroc.ca) or most state insurance offices have an area on their website where you can check the license status of your agent, and some will also allow you to check if there are any complaints.




