Please note that the icons represent years of dedication to CLTC:
![Silver Emblem](/content/cltc/images/emblem_silver_sm.png)
![Gold Emblem](/content/cltc/images/emblem_gold_sm.png)
![Lifetime Emblem](/content/cltc/images/emblem_blue_sm.png)
You may also see these special ribbons:
![Accelerator Emblem](/content/cltc/images/emblem_accelerator_sm.png)
![Author/Podcaster Emblem](/content/cltc/images/emblem_authorpodcast_sm.png)
![Lifetime member Lifetime Emblem](/content/cltc/images/emblem_blue_sm.png)
![Certified for 10+ years Gold Emblem](/content/cltc/images/emblem_gold_sm.png)
Mr. Alfred Kulig,Jr
CLTC
Company: Independent AdviserEmail: A034589@allstate.com
![Lifetime member Lifetime Emblem](/content/cltc/images/emblem_blue_sm.png)
![Certified for 10+ years Gold Emblem](/content/cltc/images/emblem_gold_sm.png)
Mr. Brett Kulman
CLTC, CSA
148 Whites LaneSouthampton, NY. 11968-2738
Company: Brett C. Kulman
Phone: 201-404-3865
Email: brettk@bestweb.net
![Certified for 5+ years Silver Emblem](/content/cltc/images/emblem_silver_sm.png)
Jenny Kumar
CLTC
1891 Deerfield DrDover, PA. 17315
Phone: 717-736-7822 516-776-7179
Email: jenkumar1222@gmail.com
![Certified for 10+ years Gold Emblem](/content/cltc/images/emblem_gold_sm.png)
Mr. Kyle P. Kummer
CLTC
106 West Main StreetPlainville, CT. 06062
Company: Associated Insurance Services
Phone: 860-793-9601
Email: kyle@associatedct.com
![Certified for 10+ years Gold Emblem](/content/cltc/images/emblem_gold_sm.png)
Vern Kunstman
CLTC
5285 Birmingham Drive #102Naples, FL. 34110
Company: Bankers
Phone: 630-643-0730
Email: vern.kunstman@bankerslife.com
Email: vkunstman@aol.com
![Certified for 5+ years Silver Emblem](/content/cltc/images/emblem_silver_sm.png)
Diane Kurek
CLTC
836 South Main Street, Suite 105Bel Air, MD. 21014
Phone: 410-838-2992
Email: diane@harfordfinancialgroup.com
![Certified for 10+ years Gold Emblem](/content/cltc/images/emblem_gold_sm.png)
Ms. Karen Kurland
CLTC, LTCP, CSA
11350 McCormick Road, Exec. Plaza IV, #200Hunt Valley, MD. 21031
Company: Kurland Financial Services
Phone: 410-484-6282
Email: Karen@KurlandFinancial.com
![Certified for 5+ years Silver Emblem](/content/cltc/images/emblem_silver_sm.png)
Brian Kurtz
CLTC
148 N. Summit St.Toledo, OH. 43604
Company: Northwestern Mutual
Phone: 1-419-276-0076
Email: brian.kurtz@nm.com
![Lifetime member Lifetime Emblem](/content/cltc/images/emblem_blue_sm.png)
![Certified for 10+ years Gold Emblem](/content/cltc/images/emblem_gold_sm.png)
Mr. Darrel Kurtz
CLTC, FIC
243 E Main StreetSun Prairie, WI. 53590
Company: Thrivent Financial for Lutherans
Phone: 608-837-2001
Email: darrel.kurtz@thrivent.com
Email: darrel.kuntz@thrivent.com
![Lifetime member Lifetime Emblem](/content/cltc/images/emblem_blue_sm.png)
![Certified for 10+ years Gold Emblem](/content/cltc/images/emblem_gold_sm.png)
Mr. David Kurtz
CLTC, CSA
13511 Label LaneHagerstown, MD. 21740
Company: Senior Benefit Services, Inc
Phone: (301)733-0085
Email: davidkurtz@srbenefit.com
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Disclaimer: This information is used only to verify an individual’s certification status with the Certification for Long-Term Care and is not meant as an endorsement. CLTC encourages the public to avail itself of additional resources such as FINRA Broker Check (brokercheck.finra.org), the IIROC website (www.iiroc.ca) or most state insurance offices have an area on their website where you can check the license status of your agent, and some will also allow you to check if there are any complaints.