Please note that the icons represent years of dedication to CLTC.




Richard Kersten
CLTC
458 Aulima LoopKailua, HI. 96734
Company: NMFN
Phone: 808-226-4468
Email: ricker@aloha.net
Email: kerstenandassociates@live.com
Andrew Kertesz
CLTC
910 National Avenue,Toledo, OH. 43609
Company: Independent
Phone: 419-340-0994
Email: akertesz1@gmail.com


Ms. Linda Kessler
CLTC, LUTCF
156 Kunkel Point RdMayfield, NY. 12117
Company: Prudential
Phone: 518-661-7479
Email: linda.kessler@prudential.com

Mr. Tim Kessler
CLTC
601 N Lynndale Drive Appleton , WI. 54911
Company: PDI Financial
Phone: 920-730-2421
Email: tim@pdifinancial.com
Email: timtkessler@gmail.com

Mr. Michael Kessling
CLTC, CLU
63 carrington pointfort thomas, KY. 41075
Company: The Kessling Financial Guide
Phone: 859-816-8664
Email: mkessling@financialguide.com


Ms. Beverly Ketel
CLTC
21 Moharimet DriveMadbury, NH. 03823
Company: Citizens Investment
Phone: 603-867-3497
Email: bevieketel@gmail.com
Email: beverly.m.milliard@ccoinvest.com

Mr. Hassan Khan
CLTC, LUTCF
1 Riverway Suite 900Houston, TX. 77056
Company: The Texas Financial Group
Phone: 713-972-8072
Email: hassan.khan@nm.com


Ms. Helen O. Kho
CLTC
420 Lexington Avenue; 15th Floor New York City, NY. 10170
Company: New York Life
Phone: (646)227-8881
Email: hokho@ft.newyorklife.com

Nicholas Nasser Khoudari
CLTC
2600 Michelson Dr., Suite 1460Irvine, CA. 92612
Company: Ameriprise
Phone: (949)250-3210 X362
Email: nick.n.khoudari@ampf.com
Jad Khoury
CLTC
201 S West Shore BlvdTampa, FL. 33609
Phone: 727-567-1737
Email: jad.khoury@raymondjames.com
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Disclaimer: This information is used only to verify an individual’s certification status with the Certification for Long-Term Care and is not meant as an endorsement. CLTC encourages the public to avail itself of additional resources such as FINRA Broker Check (brokercheck.finra.org), the IIROC website (www.iiroc.ca) or most state insurance offices have an area on their website where you can check the license status of your agent, and some will also allow you to check if there are any complaints.