Please note that the icons represent years of dedication to CLTC:



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Mr. Timothy J. Dougherty
CLTC
220 Gibraltar RdHosham, PA. 19044
Company: Timothy J. Dougherty
Phone: (215)293-9323
Email: tdougherty@financialguide.com

Elizabeth M Douglas
CLTC
P.O. Box 396Hazel Green, AL. 35750
Company: Amerprise
Phone: 256-705-3571
Email: elizabeth.m.douglas@ampf.com


Scott Dow
CLTC
24 Preble St Suite 400Portland, ME. 4101
Company: Christensen Agency
Phone: (207)253-3403


Mr. Scott Dow
CLTC, ChFC,CLU
7 Inverness RdFalmoth, ME. 04105
Company: Christensen Agency
Phone: 207-228-2700
Email: scott.dow@ampf.com

Laurie Dowd Gowdy
CLTC
127 East Main Street, Suite 5Marshalltown, IA. 50158
Company: Thrivent Financial
Phone: 515-321-5061
Email: laurie.gowdy@thrivent.com,lauriedg@heartofiowa.net

Kelly Dowell
CLTC
27154-A Pollard RoadDaphne, AL. 36526
Company: New York Life
Phone: 251-445-8800
Email: ksdowell@ft.newyorklife.com

Jay Downey
CLTC
3516 Cypress Creek RoadChampaign, IL. 61822
Phone: 217-356-7263
Email: jdowney@tcs-insurance.com
Damon Dozier
CLTC
8901 W. PICO BLVDLos Angeles, CA. 90035
Company: Wells Fargo Advisors
Phone: 310-859-3912
Email: damon.dozier@wellsfargo.com

Mr. Daniel John Drabinski
CLTC
14241 Dallas Parkway, Suite 1200Dallas, TX. 75254
Company: MassMutual
Phone: 214-708-9878
Email: ddrabinski@financialguide.com

Mr. Tearel Drach
CLTC
2625 Greensborough CircleHighlands Ranch, CO. 80129
Company: Guardian
Phone: 303-517-6817
Email: wtdrach@msn.com
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Disclaimer: This information is used only to verify an individual’s certification status with the Certification for Long-Term Care and is not meant as an endorsement. CLTC encourages the public to avail itself of additional resources such as FINRA Broker Check (brokercheck.finra.org), the IIROC website (www.iiroc.ca) or most state insurance offices have an area on their website where you can check the license status of your agent, and some will also allow you to check if there are any complaints.