Please note that the icons represent years of dedication to CLTC:
![Silver Emblem](/content/cltc/images/emblem_silver_sm.png)
![Gold Emblem](/content/cltc/images/emblem_gold_sm.png)
![Lifetime Emblem](/content/cltc/images/emblem_blue_sm.png)
You may also see these special ribbons:
![Accelerator Emblem](/content/cltc/images/emblem_accelerator_sm.png)
![Author/Podcaster Emblem](/content/cltc/images/emblem_authorpodcast_sm.png)
![Certified for 10+ years Gold Emblem](/content/cltc/images/emblem_gold_sm.png)
Mr. Stephen Berzinis
CLTC
P.O. Box 1148Brewster, MA. 02631
Company: New Your Life Insurance Company
Phone: 508-896-8855
Email: sberzinis@baysidefncl.com
Christopher Besonen
CLTC
39395 W 12 Mile Rd., STE 102Farmington Hills, MI. 48331
Phone: 248-482-3619
Email: cbesonen@financialarch.com
Email: chris@besofinancial.com
![Certified for 5+ years Silver Emblem](/content/cltc/images/emblem_silver_sm.png)
Meghan Bethuram
CLTC
3965 N Meridian St #W5HIndianapolis, IN. 46208
Phone: 317-370-1640
Email: meghan.bethuram@oneamerica.com
Email: megmarie_26@yahoo.com
![Lifetime member Lifetime Emblem](/content/cltc/images/emblem_blue_sm.png)
![Certified for 10+ years Gold Emblem](/content/cltc/images/emblem_gold_sm.png)
Jon Betlow
CLTC
100 Passaic Avenue, Suite 300Fairfield, NJ. 07004
Company: Northwestern Mutual
Phone: 973-244-4238
Email: jon.betlow@bleakley.com
Email: peggy.toron@bleakley.com
Jim Better
CLTC
4000 Long Beach Bivd. Ste 212Long Beach, CA. 90807
Company: Essential Plans of Insurance
Phone: 562-424-1155
Email: jimbetter@essentialplansusa.com
Sandra Betterson
CLTC
2241 Walton Avenue, 2nd FloorBRONX, NY. 10453
Company: New York Life Insurance Company
Phone: 646-209-0714
Email: sybetterson@ft.newyorklife.com
Email: syb3360@icloud.com
Justin Bettinger
CLTC
10904 57th St NE STE 110Albertville, MN. 55301
Phone: 763-203-9637
Email: justin.bettinger@thrivent.com
![Lifetime member Lifetime Emblem](/content/cltc/images/emblem_blue_sm.png)
![Certified for 10+ years Gold Emblem](/content/cltc/images/emblem_gold_sm.png)
Mr. Ethan Betts
CLTC
85 Olde Bridge LnEpping, NH. 03042
Company: Mass Mutual
Phone: 603-770-4215
Email: ebetts@baystatefinancial.com
![Lifetime member Lifetime Emblem](/content/cltc/images/emblem_blue_sm.png)
![Certified for 10+ years Gold Emblem](/content/cltc/images/emblem_gold_sm.png)
Mr. Ryan Beyl
CLTC
2204 henryville bluelickHenryville, IN. 47126
Phone: 5023969309
Email: ryan.beyl@bankers.com
![Lifetime member Lifetime Emblem](/content/cltc/images/emblem_blue_sm.png)
Sheena Bezemer
CLTC
1005 Slater Rd Ste 101Durham, NC. 27703
Email: sbezemer@institutedfa.com
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Disclaimer: This information is used only to verify an individual’s certification status with the Certification for Long-Term Care and is not meant as an endorsement. CLTC encourages the public to avail itself of additional resources such as FINRA Broker Check (brokercheck.finra.org), the IIROC website (www.iiroc.ca) or most state insurance offices have an area on their website where you can check the license status of your agent, and some will also allow you to check if there are any complaints.