Please note that the icons represent years of dedication to CLTC:
5+ years.
10+ years.
Lifetime Members
You may also see these special ribbons:
CLTC Accelerator Program
Author/Podcaster

Mr. Dwight Arnold Spence
CLTC
9375 E. Shea Blvd. Suite 120
Scottsdale, AZ 85260
Company: Spence, Cassidy & Associates, LLCScottsdale, AZ 85260
Phone: 602-230-2995
Email: dwights@scaaz.com
Website: www.scaaz.com

Kelsey Spencer
CLTC
709 Tim Tam Ave
Columbus, OH 43230
Phone: 740-975-7300Columbus, OH 43230
Email: kelseylane08@gmail.com

Mr. JOEL Spencer
CLTC
6620 Southpoint Dr S Ste 400
Jacksonville, FL 32216
Company: BankersJacksonville, FL 32216
Phone: 904-887-1082
Email: joel.spencer@bankers.com
Email: joel.spencer@bankerslife.com

Ms. Emily Spencer
CLTC
89 Wilson St
Norwood, MA 02062
Phone: 646-334-8947Norwood, MA 02062
Email: egordon@ltc-cltc.com
Reginald J. Spencer
CLTC
97-77 QUEENS BLVD, 10TH FLOOR
REGO PARK, NY 11374
Company: NEW YORK LIFEREGO PARK, NY 11374
Phone: 917-613-7241
Email: rspencer@ft.newyorklife.com

Will Spencer
CLTC
709 Tim Tam Avenue
Columbus, OH 43230
Phone: 1-608-807-2495Columbus, OH 43230
Email: wbspencer0@gmail.com
Email: will.spencer@ltcipartners.com

Mr. Keith Spengel
CLTC CLU
4851 Tamiami Trail N
Naples, FL 34103
Company: Symphony FinancialNaples, FL 34103
Phone: 847-232-1900
Email: keith.spengel@nm.com
Website: symphonyfinancial.nm.com

Ryan Spengler
CLTC
127 E. Liberty St. STE 395
Wooster, OH 44691
Company: ThriventWooster, OH 44691
Phone: 614-425-2412
Email: ryan.spengler@thrivent.com
Stephen Spicer
CLTC
18431 Cantering Way
Fayetteville, AR 72701
Phone: 408-877-4237Fayetteville, AR 72701
Email: stephen@spicercapital.com

Mr. Daniel Spickard
CLTC
223 E. Alexander Ct.
Weirton, WV 26062
Company: Oswald FinancialWeirton, WV 26062
Phone: 412-325-8845
Email: dspickard@oswaldfinancial.com
Disclaimer: This information is used only to verify an individual’s certification status with the Certification for Long-Term Care and is not meant as an endorsement. CLTC encourages the public to avail itself of additional resources such as FINRA Broker Check (brokercheck.finra.org), the IIROC website (www.iiroc.ca) or most state insurance offices have an area on their website where you can check the license status of your agent, and some will also allow you to check if there are any complaints.




