Please note that the icons represent years of dedication to CLTC.
5+ years.
10+ years.
Lifetime Members
This ribbon represents the completion of additional CLTC training.
CLTC Accelerator Program
Michael Osowiecki
CLTC
4728 Caroline AvenuePennsauken, NJ. 08109
Phone: 856-974-4700
Email: michael.osowiecki@kofc.org
Mr. James Logan Ostrander
CLTC
25 PrestonIrvine, CA. 92618
Company: New York Life Insurance Company
Phone: 949-679-3053
Email: jlostrander@ft.newyorklife.com
Sheryl Oswald
CLTC
1650 Crooked Oak Drive, Suite 100Lancaster, PA. 17601
Company: Janney Montgomery Scott
Phone: 1-717-405-7317
Email: soswald@janney.com
Ms. Vilma Otero
CLTC
2209 Sunset DriveSebring, FL. 33870
Company: American Senior Benefits
Phone: 863-385-8393
Email: vilandcar@yahoo.com
Carol Otto
CLTC
916 Manuel DriveFate, TX. 75087
Company: We Speak Medicare
Phone: 206-459-3269
Email: medicarecoachcarol@gmail.com
Email: anotherCarol@comcast.net
Michi Ou
CLTC
1517 North Point Street, 327San Francisco, CA. 94123
Company: World Financial Group
Phone: 808-756-3139
Email: wangmiwendy@yahoo.com
Aaron Overlien
CLTC
26501 Rancho Parkway South #102Lake Forest, CA. 92630
Company: New Your Life Insurance Company
Phone: 562-230-2306
Email: aoverlien@ft.nyl.com
Ms. Amy Oviedo
CLTC
8836 Song Sparrow Dr.Gainesville, VA. 20155
Company: Independant healthcare consultant
Phone: 571-221-2617
Email: amy.oviedo@ifpadvisor.com
Ms. Mary Owen
CLTC
4001 Nakoosa TrailMadison, WI. 53714
Company: Legacy Advisory Group, Inc.
Phone: 608-441-3995
Email: mowen@legacyadvisorygroupinc.com
Patricia Owen
CLTC
1370 Eden Ridge CirHoover, AL. 35244
Company: Northwestern Mutual
Phone: 205-803-7352
Email: pat.owen@nmfn.com
Email: pat.owen@nm.com
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Disclaimer: This information is used only to verify an individual’s certification status with the Certification for Long-Term Care and is not meant as an endorsement. CLTC encourages the public to avail itself of additional resources such as FINRA Broker Check (brokercheck.finra.org), the IIROC website (www.iiroc.ca) or most state insurance offices have an area on their website where you can check the license status of your agent, and some will also allow you to check if there are any complaints.
