Please note that the icons represent years of dedication to CLTC:
Silver Emblem5+ years. Gold Emblem10+ years. Lifetime EmblemLifetime Members
You may also see these special ribbons:
Accelerator EmblemCLTC Accelerator Program Author/Podcaster EmblemAuthor/Podcaster
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Lifetime EmblemGold Emblem
Mr. David Ngai
CLTC, CLU
400 Broadhollow Road
Melville, NY. 11747
Company: NMFN
Phone: (631)592-4026
Email: david.ngai@nm.com
Lifetime EmblemGold Emblem
Ms. Judy Thai Ngo
CLTC
1525 McCarthy Blvd Ste 1000
Milpitas, CA. 95035
Company: New York Life
Phone: 408-887-7599
Email: jtngo@ft.newyorklife.com
Gold Emblem
Ms. Kimberly Ngo
CLTC
11111A Bellaire Blvd.
Houston, TX. 77072
Company: New Your Life Insurance Company
Phone: 713-557-8989
Email: kimberley@intelione.com
Gold Emblem
Mr. John Nguyen
CLTC
4731 Lake Front Drive
Haltom CIty, TX. 76137
Company: New York Life Insurance Company
Phone: 817-585-4018
Email: jnguyen2@newyorklife.com
Gold Emblem
Mr. Pascal Nguyen
CLTC
2020 Main St.#1200
Irvine, CA. 92614
Company: New York Life Insurance Company
Phone: 714-403-2480
Email: pascalnguyen@pifsrp.com
Lifetime EmblemGold Emblem
Mr. Philip Nguyen
CLTC
550 South Winchester Blvd., Suite 405
San Jose, CA. 95128
Company: New Your Life Insurance Company
Phone: 408-892-7023
Email: ppnguyen@ft.newyorklife.com
Silver Emblem
Rachelle Nguyen
CLTC
PO Box 2568
San Ramon, CA. 94583
Phone: 925-577-3861
Email: rachelle.b.nguyen@ampf.com
Silver Emblem
Heather Nicholas
CLTC
11681 Cypress Canyon Rd
San Diego, CA. 92131
Company: One America
Phone: 619-318-4162
Email: heather.gappy@gmail.com,hrgappy@aol.com,heather@themanningcompanies.com
Amy Nichols
CLTC
400 S Greenwood Ave, Ste 302
Easton, PA, PA. 18045
Company: Thrivent
Phone: 610-871-3456
Email: Amy.Nichols@Thrivent.com
Silver Emblem
Daniel Nichols
CLTC
99 Hawley Ln. Suite 1400
Stratford, CT. 06614
Company: New York Life
Phone: 203-385-5171
Email: dnichols@sfg4life.com

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Disclaimer: This information is used only to verify an individual’s certification status with the Certification for Long-Term Care and is not meant as an endorsement. CLTC encourages the public to avail itself of additional resources such as FINRA Broker Check (brokercheck.finra.org), the IIROC website (www.iiroc.ca) or most state insurance offices have an area on their website where you can check the license status of your agent, and some will also allow you to check if there are any complaints.
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