Please note that the icons represent years of dedication to CLTC:
Silver Emblem5+ years. Gold Emblem10+ years. Lifetime EmblemLifetime Members
You may also see these special ribbons:
Accelerator EmblemCLTC Accelerator Program Author/Podcaster EmblemAuthor/Podcaster
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Lifetime EmblemGold Emblem
Ms. Judy Thai Ngo
CLTC
1525 McCarthy Blvd Ste 1000
Milpitas, CA. 95035
Company: New York Life
Phone: 408-887-7599
Email: jtngo@ft.newyorklife.com
Gold Emblem
Mr. Pascal Nguyen
CLTC
2020 Main St.#1200
Irvine, CA. 92614
Company: New York Life Insurance Company
Phone: 714-403-2480
Email: pascalnguyen@pifsrp.com
Lifetime EmblemGold Emblem
Mr. Philip Nguyen
CLTC
550 South Winchester Blvd., Suite 405
San Jose, CA. 95128
Company: New Your Life Insurance Company
Phone: 408-892-7023
Email: ppnguyen@ft.newyorklife.com
Silver Emblem
Rachelle Nguyen
CLTC
PO Box 2568
San Ramon, CA. 94583
Phone: 925-577-3861
Email: rachelle.b.nguyen@ampf.com
Silver Emblem
Heather Nicholas
CLTC
11681 Cypress Canyon Rd
San Diego, CA. 92131
Company: One America
Phone: 619-318-4162
Email: heather.gappy@gmail.com,hrgappy@aol.com,heather@themanningcompanies.com
Amy Nichols
CLTC
20 Mud Pond Rd
Blairstown, NJ. 07825
Company: Thrivent
Phone: 610-871-3456
Email: Amy.Nichols@Thrivent.com
Silver Emblem
Daniel Nichols
CLTC
99 Hawley Ln. Suite 1400
Stratford, CT. 06614
Company: New York Life
Phone: 203-385-5171
Email: dnichols@sfg4life.com
Lifetime EmblemGold Emblem
Mr. David Nichols
CLTC, LUTCF
3737 Woodland Suite 500
West Des Moines, IA. 50266
Company: DFG
Phone: 5154572930
Email: dnichols@dfginv.com
Silver Emblem
Janet Nichols
CLTC
3100 W. Hawthorne Rd.
Tampa, FL. 33611
Phone: 727-567-2134
Email: janet.nichols@raymondjames.com,nicholsmacpeek@hotmail.com
Silver Emblem
Melissa Nichols
CLTC
2013 Alexandria Row
OFallon, MO. 63368
Phone: 314-280-9785
Email: melissa.nichols@bankerslife.com,1970melnic@gmail.com

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Disclaimer: This information is used only to verify an individual’s certification status with the Certification for Long-Term Care and is not meant as an endorsement. CLTC encourages the public to avail itself of additional resources such as FINRA Broker Check (brokercheck.finra.org), the IIROC website (www.iiroc.ca) or most state insurance offices have an area on their website where you can check the license status of your agent, and some will also allow you to check if there are any complaints.
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