Please note that the icons represent years of dedication to CLTC:
Silver Emblem5+ years. Gold Emblem10+ years. Lifetime EmblemLifetime Members
You may also see these special ribbons:
Accelerator EmblemCLTC Accelerator Program Author/Podcaster EmblemAuthor/Podcaster
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Silver Emblem
William Nemphos
CLTC
30 Orchard Lane
Southington, CT. 06489
Company: Amerprise
Phone: 203-671-4770
Email: william.r.nemphos@ampf.com
Michael Neppl
CLTC
1510 29th Ave South
Fargo, ND. 58103
Company: LKM Insrance Services
Phone: 1-701-271-8872
Email: nep70@aol.com
Gold Emblem
Mr. Denton Nerison
CLTC
19434 Battle Oak
San Antonio, TX. 78258
Phone: 210-380-1883
Email: dnerison1@gmail.com
Silver Emblem
Bradley Ness
CLTC
309 4th St
Brookings, SD. 57006
Company: Amerprise
Phone: 605-692-5501
Email: bradley.d.ness@ampf.com
Accelerator Emblem
Karen Ness
CLTC
1250 Lamoille Hwy, Ste 734
Elko, NV. 89801
Company: LPL Financial
Phone: 1-775-753-4333
Email: karen.ness@lpl.com
Website: www.InnovativeAdvisorsInc.com
Gold Emblem
Mr. Richard Ness
CLTC
8341 SE 178th Deveaux Ln
The Villages, FL. 32162
Company: RJN Financial Solutions, LLC
Phone: 612-730-9999
Email: rick.ness@rjnfinancial.com
Lifetime EmblemGold Emblem
Mr. Daniel E Nestlehut
CLTC, LUTCF
5724 Heber Springs Road
Quitman, AR. 72131
Company: Mutual of Omaha
Phone: 501-589-2467
Email: thehut95@hotmail.com
Lifetime EmblemGold Emblem
Mr. Jeff Nestor
CLTC, CSA,LTCP
8 Mound Ave
Miamisburg, OH. 45342
Company: Nestor Insurance Agency, LLC
Phone: (937)866-6138
Email: nestorins@sbcglobal.net
Gold Emblem
Mr. Tim R. Neumann
CLTC
622 Ridge Road
West Bend, WI. 53095
Company: Northwestern Mutual
Phone: (262)255-3707
Email: tim.neumann@nm.com
Lifetime EmblemGold Emblem
Mr. Edward Neveleff
CLTC, CSA
15807 Lautrec Court
Gaithersburg, MD. 20878
Company: Senior Insurance Services
Phone: 301-963-0341
Email: ednev@aol.com

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Disclaimer: This information is used only to verify an individual’s certification status with the Certification for Long-Term Care and is not meant as an endorsement. CLTC encourages the public to avail itself of additional resources such as FINRA Broker Check (brokercheck.finra.org), the IIROC website (www.iiroc.ca) or most state insurance offices have an area on their website where you can check the license status of your agent, and some will also allow you to check if there are any complaints.
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