Please note that the icons represent years of dedication to CLTC:
5+ years.
10+ years.
Lifetime Members
You may also see these special ribbons:
CLTC Accelerator Program
Author/Podcaster

Mr. Melanie Harada
CLTC
250 Pehle Road, Suite 405
Saddle Brook, NJ 07663
Company: Lee, Nolan & Koroghlian, LLCSaddle Brook, NJ 07663
Phone: 973-237-4341
Email: mharada@financialguide.com
Tracy Haraksin
CLTC
1414 Winston Court
Upland, CA 91786
Company: Pacific AdvisorsUpland, CA 91786
Phone: 909-234-3168
Email: tracy_haraksin@pacificadvisors.com
Sepehr Harandi
CLTC
984 Saigon Rd
Mclean, VA 22102
Phone: 703-346-5367Mclean, VA 22102
Email: sepehr.harandi@nm.com

Mr. John Harbourne
CLTC
652 Cricketfield Court
Lake Sherwood, CA 91361-5156
Company: Burr FinancialLake Sherwood, CA 91361-5156
Phone: 805-279-2943
Email: johnharbourne@me.com
Elizabeth Harder
CLTC
2203 Scheffer Avenue
Saint Paul, MN 55116
Company: Securian FinancialSaint Paul, MN 55116
Phone: 612-991-8149
Email: emharder3@gmail.com
Email: lisa.harder@securian.com
John Hardiman
CLTC
395 North Service Road
Melville, NY 11747
Company: Janney Montgomery Scott, LLCMelville, NY 11747
Phone: 631-935-8700
Email: jhardiman@janney.com

John Hardin
CLTC
36 E Morton Ave
Porterville, CA 93257
Company: AmerprisePorterville, CA 93257
Phone: 559-361-0600
Email: John.S.Hardin@ampf.com
Ryan Harding
CLTC
12845 Cleveland Ave. N.w.
Uniontown, OH 44685
Company: Harding HardingUniontown, OH 44685
Phone: 330-499-5824
Email: rkh@hardingharding.com

Tonja Harding
CLTC
1204 Winchester Rd, Suite 100
Lexington, KY 40505
Company: Modern Woodmen of AmericaLexington, KY 40505
Phone: 859-608-2737
Email: tonja.l.harding@mwarep.org
Dave HAREWOOD
CLTC
Company: Future Now Services LLCPhone: 973-489-5898
Email: Daveh@futurenowservices.com
Disclaimer: This information is used only to verify an individual’s certification status with the Certification for Long-Term Care and is not meant as an endorsement. CLTC encourages the public to avail itself of additional resources such as FINRA Broker Check (brokercheck.finra.org), the IIROC website (www.iiroc.ca) or most state insurance offices have an area on their website where you can check the license status of your agent, and some will also allow you to check if there are any complaints.




