Please note that the icons represent years of dedication to CLTC:
5+ years.
10+ years.
Lifetime Members
You may also see these special ribbons:
CLTC Accelerator Program
Author/Podcaster

Mr. James Hough
CLTC
1739 South Kings Ave.
Brandon, FL 33511
Company: Hough Financial ServicesBrandon, FL 33511
Phone: 813-689-2766
Email: jamesdhough@hotmail.com

Rob Houle
CLTC
3855 Schooner Ct.
Columbus, OH 43221
Company: NationwideColumbus, OH 43221
Phone: 614-214-2897
Email: houlert@gmail.com

Mr. Alfred Hovis
CLTC
907 SE Central Parkway
Stuart, FL 34994
Company: Hovis Agency & Financial, Inc.Stuart, FL 34994
Phone: 7722234000
Email: hovisins@comcast.net

Mr. Frederick Howarth
CLTC
16885 Charmel Lane
Pacific Palisades, CA 90272
Company: TBG WestPacific Palisades, CA 90272
Phone: 310-573-7411
Email: cgordon@tbgwest.com

Ms. Susanne Howarth
CLTC
6077 Bristol Pkwy
Culver City, AL 90230
Company: TBG WestCulver City, AL 90230
Phone: 310-573-7402
Email: SHowarth@TBGWest.com

Mr. Charles Howell
CLTC CPA
4201 PIERCE ST
HOLLYWOOD, FL 33021-5946
Company: Charles Howell CPAHOLLYWOOD, FL 33021-5946
Phone: 954-559-8556
Email: charles.howell@bankers.com
Email: charles@charleshowellcpa.com
Rachel Howser
CLTC
620 Jasonway Ave
Columbus, OH 43214
Company: Nationwide FinancialColumbus, OH 43214
Phone: 614-620-0296
Email: howser1@nationwide.com
Email: rhowser1245@yahoo.com

Mr. Pete Hoyek
CLTC LUTCF
591 ramblewood dr
coral springs, FL 33071
Company: Hoyek and Associatescoral springs, FL 33071
Phone: 954-796-5999
Email: phoyek@aol.com
Email: phoyek@bellsouth.net

Ms. Julia Hrubiak
CLTC LUTCF
150 Essjay Road Ste. 100
Williamsville, NY 14221
Company: M88 Greater BuffaloWilliamsville, NY 14221
Phone: (716)650-6445
Email: jhrubiak@metlife.com

Michael T. Hsu
CLTC
21125 Freedom Dr.
Cupertino, CA 95014
Company: Morgan StanleyCupertino, CA 95014
Phone: 408-896-3393
Email: michael.hsu@morganstanley.com
Disclaimer: This information is used only to verify an individual’s certification status with the Certification for Long-Term Care and is not meant as an endorsement. CLTC encourages the public to avail itself of additional resources such as FINRA Broker Check (brokercheck.finra.org), the IIROC website (www.iiroc.ca) or most state insurance offices have an area on their website where you can check the license status of your agent, and some will also allow you to check if there are any complaints.




