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Please note that the icons represent years of dedication to CLTC:
Silver Emblem5+ years. Gold Emblem10+ years. Lifetime EmblemLifetime Members
You may also see these special ribbons:
Accelerator EmblemCLTC Accelerator Program Author/Podcaster EmblemAuthor/Podcaster
Gold Emblem
Mr. James Hough
CLTC
1739 South Kings Ave.
Brandon, FL 33511
Company: Hough Financial Services
Phone: 813-689-2766
Email: jamesdhough@hotmail.com
Gold Emblem
Rob Houle
CLTC
3855 Schooner Ct.
Columbus, OH 43221
Company: Nationwide
Phone: 614-214-2897
Email: houlert@gmail.com
Lifetime Emblem
Mr. Alfred Hovis
CLTC
907 SE Central Parkway
Stuart, FL 34994
Company: Hovis Agency & Financial, Inc.
Phone: 7722234000
Email: hovisins@comcast.net
Lifetime Emblem
Mr. Frederick Howarth
CLTC
16885 Charmel Lane
Pacific Palisades, CA 90272
Company: TBG West
Phone: 310-573-7411
Email: cgordon@tbgwest.com
Lifetime Emblem
Ms. Susanne Howarth
CLTC
6077 Bristol Pkwy
Culver City, AL 90230
Company: TBG West
Phone: 310-573-7402
Email: SHowarth@TBGWest.com
Lifetime Emblem
Mr. Charles Howell
CLTC CPA
4201 PIERCE ST
HOLLYWOOD, FL 33021-5946
Company: Charles Howell CPA
Phone: 954-559-8556
Email: charles.howell@bankers.com
Email: charles@charleshowellcpa.com
Rachel Howser
CLTC
620 Jasonway Ave
Columbus, OH 43214
Company: Nationwide Financial
Phone: 614-620-0296
Email: howser1@nationwide.com
Email: rhowser1245@yahoo.com
Lifetime Emblem
Mr. Pete Hoyek
CLTC LUTCF
591 ramblewood dr
coral springs, FL 33071
Company: Hoyek and Associates
Phone: 954-796-5999
Email: phoyek@aol.com
Email: phoyek@bellsouth.net
Lifetime Emblem
Ms. Julia Hrubiak
CLTC LUTCF
150 Essjay Road Ste. 100
Williamsville, NY 14221
Company: M88 Greater Buffalo
Phone: (716)650-6445
Email: jhrubiak@metlife.com
Silver Emblem
Michael T. Hsu
CLTC
21125 Freedom Dr.
Cupertino, CA 95014
Company: Morgan Stanley
Phone: 408-896-3393
Email: michael.hsu@morganstanley.com
Disclaimer: This information is used only to verify an individual’s certification status with the Certification for Long-Term Care and is not meant as an endorsement. CLTC encourages the public to avail itself of additional resources such as FINRA Broker Check (brokercheck.finra.org), the IIROC website (www.iiroc.ca) or most state insurance offices have an area on their website where you can check the license status of your agent, and some will also allow you to check if there are any complaints.
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