Please note that the icons represent years of dedication to CLTC:
5+ years.
10+ years.
Lifetime Members
You may also see these special ribbons:
CLTC Accelerator Program
Author/Podcaster

Mr. Thomas Henske
CLTC
530 Fifth Ave
New York, NY 10036
Phone: 212-536-6178New York, NY 10036
Email: thenske@financialguide.com
Email: thenske@theaffluentinsuranceadvisor.com
James Henson
CLTC
712 northside drive
frederick, MD 21701
Company: Morgan Stanleyfrederick, MD 21701
Phone: 240-422-4526
Email: james.henson@morganstanley.com

Mr. Fred Herman
CLTC
PO Box 14667
Albuquerque, NM 87191
Phone: 505-275-3983Albuquerque, NM 87191
Email: fherman894@aol.com

Joel Hermann
CLTC
2700 Vernon Dr
Green Bay, WI 54304
Company: Thrivent FInancialGreen Bay, WI 54304
Phone: 920-393-1330
Email: joel.hermann@thrivent.com
Luis Hernandez
CLTC
9732 Innes Place
Boerne, TX 78006
Company: New York LifeBoerne, TX 78006
Phone: 214-724-8746
Email: Lfhernandez@verizon.net
Email: Lhernandez05@ft.newyorklife.com
DOROTHY HERRERA
CLTC
314 Jamaica Dr
San Antonio, TX 78227
Company: NationwideSan Antonio, TX 78227
Phone: 210-618-5490
Email: herrerd2@nationwide.com

Mr. Dave Herring
CLTC
1849 Data Dr
Hoover, AL 35244
Company: NMFN of AlabamaHoover, AL 35244
Phone: 205-444-3925
Email: dave.herring@nm.com

Ms. Debra Herrlinger
CLTC CFP
2008 Wehr Avenue
Allentown, PA 18104
Company: Lincoln Investment Planning, Inc.Allentown, PA 18104
Phone: 610-428-5450
Email: debra.herrlinger@prudential.com

Bruce Hersh
CLTC
10675 Santa Fe Ct
Huntley, IL 60142
Company: Smart Money FinancialHuntley, IL 60142
Phone: 847-738-7321
Email: Bruce.Hersh@smartmoneyfin.com

Morris Hersko
CLTC
1963 63rd Street
Brooklyn, NY 11204
Phone: 718-305-7155Brooklyn, NY 11204
Email: mhersko@ft.newyorklife.com
Disclaimer: This information is used only to verify an individual’s certification status with the Certification for Long-Term Care and is not meant as an endorsement. CLTC encourages the public to avail itself of additional resources such as FINRA Broker Check (brokercheck.finra.org), the IIROC website (www.iiroc.ca) or most state insurance offices have an area on their website where you can check the license status of your agent, and some will also allow you to check if there are any complaints.




