Please note that the icons represent years of dedication to CLTC:
5+ years.
10+ years.
Lifetime Members
You may also see these special ribbons:
CLTC Accelerator Program
Author/Podcaster
Elizabeth Hecht
CLTC
1009 Hart Road
Towson, MD 21286
Phone: 443-850-0257Towson, MD 21286
Email: hechte@nationwide.com

Mr. Martin Hecht
CLTC ChFC,CLU,LUTCF
222 SW Columbia Street
Portland, OR 97201
Company: Oregon Financial Services GroupPortland, OR 97201
Phone: (503)542-9432
Email: hechtfs@gorge.net
Sejdefa Hecimovic
CLTC
3438 Peachtree Rd NE
Atlanta, GA 30326
Company: Goodwin, WrightAtlanta, GA 30326
Phone: 1-404-846-3155
Email: sejdefa.hecimovic@nm.com

Ms. Debra Hedgcoth
CLTC
7021 Kewanee Ave #6-103
Lubbock, TX 79424
Company: West Texas InvestmentsLubbock, TX 79424
Phone: 806-795-7474
Email: debra.hedgcoth@thrivent.com
Email: dhedgcoth@westtexasinvestments.com
Website: www.westtexasinvestments.com/

Michael Hedlund
CLTC
87190 491st Ave
O'Neill, NE 68763
Phone: 402-340-9621O'Neill, NE 68763
Email: michael.hedlund@thrivent.com

Mr. Johnny Hedrick
CLTC
290 Charlois Blvd
Winston-Salem, NC 27103
Company: N M F NWinston-Salem, NC 27103
Phone: 3367145074
Email: brent.hedrick@nm.com

Mr. Roy Heerema
CLTC
16 Oakdale Ct.
North Haledon, NJ 7508
Company: NMFNNorth Haledon, NJ 7508
Phone: 201-505-4184
Email: roy.heerema@nm.com
Email: roy.heerema@nmfn.com

Kendall Heetland
CLTC
1797 W. State Street Ste A
Geneva, IL 60134
Company: ThriventGeneva, IL 60134
Phone: 630-709-7415
Email: kendall.heetland@thrivent.com

Mr. Patrick Heffernan
CLTC
306 W. Superior Street, Ste. 1600
Duluth, MN 55802
Company: Wheeler AssociatesDuluth, MN 55802
Phone: 218-722-8010
Email: pheffernan@wheelera.com

Mr. Steven J. Hegarty
CLTC
Company: Hegarty Consulting GroupEmail: steven_j_hegarty@glic.com
Disclaimer: This information is used only to verify an individual’s certification status with the Certification for Long-Term Care and is not meant as an endorsement. CLTC encourages the public to avail itself of additional resources such as FINRA Broker Check (brokercheck.finra.org), the IIROC website (www.iiroc.ca) or most state insurance offices have an area on their website where you can check the license status of your agent, and some will also allow you to check if there are any complaints.




