CLTC Designation Course

The CLTC Comprehensive Course in Long-Term Care Planning

Whether you’re an insurance agent, a financial services professional, or in the fields of law or accounting --- CLTC equips you with competence and confidence to take on difficult, but necessary conversations.

Graduates of our extended care planning course are better at connecting and shifting the intent of their conversations from “pushing product” to giving invaluable advice to their clients.

Designation Objectives:

• Understand the subject of long-term care and its devastating emotional, physical and financial consequences for your client's family
• Gain the proper skill set to discuss those consequences, offer a plan to mitigate them, and when appropriate, recommend long-term care insurance as a funding source for that plan.

Becoming a CLTC will teach you:

• What will pay for that plan, including self-funding, Medicare, the Veterans Administration, Medicaid, and insurance.
• The importance of a plan and how long-term care insurance and other extended-care funding solutions fund it.
• The history and the regulatory environment relating to long-term care insurance and its counterparts

Upon completion of this course, the graduate will be qualified to sell, solicit, and negotiate ong-term care insurance products in all states which have adopted the NAIC standards of LTC training. Please note that additional state-specific training will be required for California, Connecticut, Indiana, and New York.

Requirements to Become a CLTC

• Complete one of the two learning tracks above.
• Pass a proctored 100-question exam with a score of 70% or higher.

CLTC Graduate Perks

• CLTC Designation Status for 2 years with option to renew.
• Inclusion of your name and contact information in our “Find a CLTC” website function.
• Access to a variety of sales tools and resources to support client conversations.
• Access to the CLTC Digest, monthly newsletters, webinars, studies, white papers.
• And so much more….!