September 2026 Industry News and Updates

Nationwide Insurance, CareMatters II, 9/14/26

Enhancements are as follows: 

• Waiver of full premium while LTC benefits are being paid for all policies with a recurring pay option that were issued on January 1, 2026, or later.
• Adding a 20-year premium duration option.
• Adding an 8-year maximum benefit period option.
• Adding a 3% compound for 20 years inflation protection option.
• Implement a pricing discount when a lump sum premium is combined with a recurring premium option.
• Removing the following in all states except NY and CA: Step-Up ROP option, Pay to 65 option, and the 3% simple inflation protection option.