January 2026 Industry News and Updates

SecureCare IV | Financial Professional | Securian Financial

Securian launches SecureCare IV, 1/26/26:  SecureCare IV launches January 26 in all states except CA, CT, DE, IN, MT, ND, NJ, NY, SC, and SD. 

Here’s what you can expect:

·     Unmatched support in the early months of a claim¹: LTC benefits paid retroactively for the 90-day elimination period PLUS access to some benefits during the elimination period²

·     Global flexibility: If a client goes on claim while living abroad, they can receive 100% of their full monthly maximum LTC benefit

·     Premium protection: If a client dies before needing care, their death benefit is guaranteed to be at least equal to the premiums they paid

·     New premium duration: A new 20-pay premium option