December 2025 Industry News and Updates

Much Improved Guaranteed Benefits and Growth Potential on 6-Year LTC Benefit – Financial Markets Inc

John Hancock, 12/8/25, LifeCare Price Improvement:  LifeCare continues to deliver a strong 4-year LTC benefit period, while introducing significant improvements to the 6-year LTC benefit period.*  With the 6-year LTC benefit update, customers gain greater guaranteed day-one LTC coverage and stronger competitive positioning across all pay designs, with especially large improvements for Single-Pay and 5-Pay scenarios.  LifeCare features a fully digital application process and non-invasive underwriting to simplify the purchase experience. Many customers will receive instant underwriting decisions and policies issued in as little as three (3) business days!