August 2025 Industry News and Updates

SecureCare Premium Deposit Account Agreement Brochure

Securian adds Premium Deposit Account, 8/14/25:  Securian now offers a Premium Deposit Account (PDA) Agreement to our SecureCare™ product line.

• Fund a multi-pay policy with one deposit – a single lump-sum into the PDA covers all remaining premium payments.
• Set it and forget it – the PDA will automatically pay the remaining annual premiums on the client’s behalf.
• Earn interest at a fixed rate – which means the amount a client needs to deposit in the PDA will be less than the total remaining premiums.

Memo

Lincoln, MoneyGuard Fixed Advantage (2025) will be made available in the states of Indiana and Montana, 8/11/25.  The launch of MoneyGuard Fixed Advantage (2025) introduces the flexibility for a Point of Claim Choice option for receiving LTC benefits through Reimbursement or Indemnity and incorporates a split premium design to separate Life and LTC premiums to allow for potential tax deductibility.