Please note that the icons represent years of dedication to CLTC.





Mr. David Scott Kratz, CLTC
2031 N. Broad Street, Suite 135Lansdale, PA. 19446
Company: Thrivent
Phone: (215)362-3801
Email: david.kratz@thrivent.com


Ms. Donna Kratzenberg, CLTC, CLU,LUTCF
600 French RdNew Hartford, NY. 13413
Company: Prudential
Email: donna.kratzenberg@prudential.com

Mr. Michael Kratzer, CLTC
19265 W Capitol Dr #200Brookfield, WI. 53045
Company: MF Financial Group, Inc
Phone: 262-789-0450
Email: mike@mkfgwis.com
Natalie Kratzer, CLTC
20 W Main StreetHummelstown, PA. 17036
Company: Thrivent Financial for Lutherans
Phone: 717-756-5407
Email: natalie.kratzer@thrivent.com
Jim Krause, CLTC
N 67 W 13680 Daylily DrMenomonee Falls, WI. 53051
Company: Northwestern Mutual
Phone: 262-751-1909
Email: jimkrause@northwesternmutual.com
Kristin Krause, CLTC
916 E. Ogden Ave. #210Milwaukee, WI. 53202
Phone: 262-352-7241
Email: kristinkrause@northwesternmutual.com
Shelby Krause, CLTC
3 Ryder CourtStony Point, NY. 10980
Company: New York Life Insurance Company
Phone: 860-212-6979
Email: Skrause@ft.newyorklife.com

Mr. Howard Krauss, CLTC
1255 23rd St NWWashington, DC. 20037
Company: Janney Montgomery Scott
Phone: 202-955-4312
Email: rkrauss@janney.com


Ms. Lisa Krawczyk, CLTC
90 Thornbush RoadWethersfield, CT. 06109
Company: Senior Insurance Services
Phone: 860-529-0656
Email: lakrawczyk@snet.net
Jennifer Kreeb, CLTC
2728 Asbury Road Suite 325Dubuque, IA. 52001
Company: Thrivent Financial
Phone: 319-389-5280
Email: jennifer.kreeb@thrivent.com
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Disclaimer: This information is used only to verify an individual’s certification status with the Certification for Long-Term Care and is not meant as an endorsement. CLTC encourages the public to avail itself of additional resources such as FINRA Broker Check (brokercheck.finra.org), the IIROC website (www.iiroc.ca) or most state insurance offices have an area on their website where you can check the license status of your agent, and some will also allow you to check if there are any complaints.