CLTC Annual Updated Course Version 5

Welcome to the CLTC Course Download page

The material in V5 includes the following changes and additions:

• Updated numbers for Medicare, Medicaid, and tax qualified long-term care insurance, self funding and veterans.
  
• Text revisions and additions, the income first rule,and care providers.
• Printed PowerPoint presentations;' Power Phrases' and 'Tax Qualified'.

Before selecting one of the choices below please check the Version # located on your course binder. You have the following options for updating your course material:

Option 1:
If you have a version of the course prior to Version 4 we suggest you download the Version 5 Complete Course.

Option 2:
If you currently have Version 4 you may simply download the
Version 5 Course Updates, print the pages, and keep them with your Version 4 course binder.

Option 3:
If you choose not to download, you may purchase a hard copy of Version 5 for $25.00 (shipping included).